Blog

Gone Fishing

As I write this early on a lovely summer morning I do recall well going fishing with my dad. It was enchanting……… but that is not what this is about.

“Reports of my retirement are greatly exaggerated”

We have never been busier and now have even more experience on board and manpower to deal with all the tricky jobs arriving on our desks!

Beware the SDLT Trap!

Purchase a second residential property and you pay a 3% Stamp Duty Land Tax surcharge. If this second property is for your own residence and you sell your current home within three years you can reclaim the surcharge. “Straightforward” you may think. In practice danger could be ahead.

Send us your rejects!

“Rejects” are often cases involving terrifically creditworthy individuals. They just happen to have a set of circumstances which some, or even most, lenders don’t like. If the deal makes sense, we’ll be delighted to try and help.

Buy to-let Bashing

I’m often asked what it has been like to be operating on my own instead of under the national franchise umbrella which sheltered me for nearly 20 years. Well after five years of being completely independent I think the answer lies with the client response.

Deal of the Month – Dutch Courage

Our client is a young Dutch entrepreneur running a retail and wholesale business in the UK. His activities have recently grown rapidly after he developed his own importing business and he wanted to buy a commercial warehouse unit to hold his stock

25 years on: nostalgia isn’t it what used to be

April 1991 was when I started out as a commercial finance broker. My first ever completion was a shop in Ashbourne financed by Royal Bank of Scotland, a bank with a lovely culture in those days. What was unusual is that most of my colleagues did not use high street clearing banks then: the favourites were finance houses, Allied Irish Finance, Barclays Mercantile, First National Bank and Woodchester…………remember them?

All the Fun of the Fair

I’m often asked what it has been like to be operating on my own instead of under the national franchise umbrella which sheltered me for nearly 20 years. Well after five years of being completely independent I think the answer lies with the client response.

The Buy-to-Let Roller Coaster

What a ride 2015 has been for landlords owning residential investment property, or wanting to do so.

The Short Term Waltzer

Now the art of enjoying the Short Term Waltzer is to know how long your ride needs to be and to make sure you are ready to get off when you should. If you don’t plan your exit properly you can get quite sick!