Mortgages & Personal Finance for Derby and Derbyshire
Financial Advice, Mortgages, Personal Loans, Domestic Finanace
Howard Thomas has been involved in arranging domestic mortgages and personal finance for 40 years and is particularly knowledgeable about the hurdles erected by lenders for self-employed applicants.Howard’s company is directly regulated by the Financial Services Authority in respect of the arangement of regulated mortgages. Mortgages are sourced from the whole market, even where the lender will not accept applications from intermediaries (so long as the lender is willing to discuss an application with intermediaries). Personal loans are sourced from a wide selection of lenders.
All types of regulated mortgage. i.e. on the house where you or a close relative lives, are arranged, as well as those secured on holiday homes, properties which are let out, overseas residences etc. In fact, if you want to borrow cash, ask Howard.
Fees are normally charged for the arrangement of mortgages, although initial discussions with Howard are free of charge. Normally any commissions received from lenders are passed on to you, the borrower, which ensures lenders’ commission payments do not influence the decision.
Ask Howard. “We'll find the most competitive mortgage or personal finance to meet your needs".
Howard Thomas is the trading name of Friargate Business
Finance Ltd. Registered in England No. 2594273. Consumer Credit Licence
312676. Authorised and regulated by the Financial Services Authority, in
respect of regulated mortgages only, 303923.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
For a fast response to your enquiry, please complete the boxes opposite. Alternatively, contact;
Howard Thomas, 32 Friar Gate, Derby, DE1 1BX. Tel: 01332 344566. Email: ht@howardthomas.co.uk
