Finance

So where is the competition among lenders?

The majority of our clients are local business owners and from most of them the story is the same, despite their long term satisfactory history with their bank, the bank does not want to lend to them on their proposition, either at all or enough.

Loan Wars? Only on price …… and only sometimes

The demand for mortgages for house purchases has slowed down so the lenders are dropping their prices. Five year fixed rate deals can be had at less than 2.0%! This is jolly exciting if you are a problem –free applicant buying a new home or if you are on a lender’s standard variable rate and want to remortgage. But what about everyone else?

Deal of the Week / Month / Year!

This may be small but it was very satisfying. We had helped our client buy a closed pub for “cash”, the “cash” being raised from a mortgage-free residential investment property (and that bit wasn’t easy either).

Deal of the month

So the Bank of England think that the rising number of self-employed people may slow down growth in the Economy. They are probably right, but for reasons which the Bank and the financial regulators have created.

Rise in Self Employment Slowing the Economy?

So the Bank of England think that the rising number of self-employed people may slow down growth in the Economy. They are probably right, but for reasons which the Bank and the financial regulators have created.

How certain is my Commercial Fixed Rate?

With interest rates sure to increase over the next year many borrowers are looking for fixed rates either on their new loans or their existing ones. Once again the high street banks are not providing straight forward answers.

Can there be life without Twitter?

Don’t you find it a little bit wearing to be bombarded with invitations to join someone on Twitter, find them on Facebook or join one of the myriad of social networking sites?

“Slow you down” – Mark Carney’s Norfolk origins?

One of the delightful eccentricities of rural Norfolk is the occasional road sign “slow you down”. I suspect the Bank of England Governor, Mark Carney, may well have Norfolk origins since this is his maxim for our property market.

Questions & Answers – Part 2

Part two of our questions & answers has arrived.

Questions & Answers – Part 1

I often get asked questions on similar topics, so I thought it would be a good idea to share a few of the top questions and answers. Part one has questions on mortgages, property, banks and bridging finance.