Residential

Beware the SDLT Trap!

Purchase a second residential property and you pay a 3% Stamp Duty Land Tax surcharge. If this second property is for your own residence and you sell your current home within three years you can reclaim the surcharge. “Straightforward” you may think. In practice danger could be ahead.

The Short Term Waltzer

Now the art of enjoying the Short Term Waltzer is to know how long your ride needs to be and to make sure you are ready to get off when you should. If you don’t plan your exit properly you can get quite sick!

The Mystery Tunnel of Residential Mortgages

Gone are the days when applying for residential mortgages was a straightforward process! It is quite amazing how complicated lenders can make it all.

How certain is my Commercial Fixed Rate?

With interest rates sure to increase over the next year many borrowers are looking for fixed rates either on their new loans or their existing ones. Once again the high street banks are not providing straight forward answers.